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Financial institutions seek guidance to navigate the EMV evolution

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Jamie TopolskiReady or not, the migration to chip-based cards using the EMV™ specifications is underway. While there is growing urgency due to a looming liability shift and increasing market pressures, many financial institutions are overwhelmed by the number of decisions that must be made – and made quickly. A recent Fiserv survey found 28 percent of financial institutions are undecided about the comprehensive nature of their migration and more than a third are unsure about their timeline for card replacement, pointing to the need for guidance and direction.Financial institutions are looking for expertise and information regarding costs, timing and program components, according to the survey. When asked how much weight they would give to the recommendations of their EFT processor when making decisions about EMV-enabled debit cards, 68 percent of respondents said they would make decisions with some guidance from their processor and 26 percent said they would follow their processor’s recommendations. That means nearly all respondents – 94 percent – plan to make decisions with at least some guidance from their processors.All four major card associations have announced timelines for shifting liability for specific forms of card fraud to parties that are not EMV compliant. By October 2015, Visa and MasterCard will shift the POS transaction liability for certain types of card fraud, including fraud resulting from counterfeit, and lost or stolen cards, to parties that are not EMV-compliant. continue reading »last_img read more

Celtic linked Awoniyi nears switch to Bundesliga outfit

first_img Greek side PAOK Salonika recently decided against tabling a bid for him and he has also been linked with a move to Scottish champions Celtic. But according to German daily Bild, the striker is expected to be on his way to Bundesliga with Union Berlin. It has been claimed that the German top tier outfit are close to working out an agreement to sign him from Liverpool. Loading… Promoted Content9 Facts You Should Know Before Getting A Tattoo12 Marvel Superheroes When They Were Kids6 Incredibly Strange Facts About HurricanesThe Best Cars Of All Time7 Ways To Understand Your Girlfriend BetterThis Guy Photoshopped Himself Into Celeb Pics And It’s HystericalThe Very Last Bitcoin Will Be Mined Around 2140. Read MoreBest & Worst Celebrity Endorsed Games Ever MadeA Soviet Shot Put Thrower’s Record Hasn’t Been Beaten To This DayA Hurricane Can Be As Powerful As 10 Atomic Bombs2020 Tattoo Trends: Here’s What You’ll See This YearTop 10 Most Romantic Nations In The World Read Also: Bayern Munich thrash Schalke 8-0 in historic Bundesliga startIt is likely to be a loan deal and Awoniyi is ready to move to the Bundesliga again, where he made 12 appearances last season for Mainz.Interestingly, Union Berlin sold Sebastian Andersson earlier in the window and are working to sign the Nigerian as his replacement.FacebookTwitterWhatsAppEmail分享 Celtic linked Nigerian forward Taiwo Awoniyi is close to agreeing on a loan move to Bundesliga outfit Union Berlin from Liverpool. Liverpool signed the former Flying Eagles forward in 2015, but five years on he is yet to play a game for the Reds and has been on loan spells at FSV Frankfurt, NEC Nijmegen, Mouscron and Gent, with obtaining a work permit an issue. He spent last season on loan in the Bundesliga with Mainz and ahead of next month’s transfer deadline, Liverpool are again looking for a solution for the Nigerian.Advertisementlast_img read more

Bashir Hayford threatens to expose journalists’ bad grades

first_imgAshantigold head coach Bashir Hayford is not done with sports journalists in Kumasi.Not just yet.He has threatened to expose their bad grades from their school days after his team has been crowned the Ghana Premier League champions in the 2014/2015 season.His team needs just one more win and they’ll be champions.Hayford, who has coached a number of big clubs in Ghana has received constant non favourable comments from the media and  has promised to expose the bad results they had way back in school.AshGold have been in title contention since the last two seasons and is now in contention to clinch the Premier League this season with just three matches to spare. They’ve led the table since the start of the league. Many in the media still have had doubts over his abilities. Hayford was once heard on tape saying he would beat a journalist and it seems he has now had enough of the criticms and bad mouthing.Hayford has been very specific that he has issues with Kumasi based journalists in the interviewed with Fox FM in the Ashanti Region.”I am collating all the secondary school results of Kumasi sports presenters who always insult me. When I win the league, I will release the list and their grades and shame them on air.”He was further asked about the number of journalists he has problems with.He said: “I currently have the results of 15 presenters.” –Follow Joy Sports on Twitter: @Joy997FM. Our hashtag is #JoySportslast_img read more

Pandemic may be allowing child abuse, domestic violence to go unreported

first_imgMASON CITY —Concerns are rising in Iowa the COVID-19 pandemic is allowing child abuse to go unreported while making it more challenging for people trying to get out of abusive households.Mary Ingham is executive director of Crisis Intervention Services, which serves 15 north-central Iowa counties.She says more people are reaching out through email and texts because they’re unable to get away from an abusive family member.Ingham says, “Two months ago, most people could find a time that they could be alone, when their partner is gone or maybe they’re running errands, and people just aren’t moving like that anymore.”Ingham says Iowans should regularly check in with friends and family members to make sure they’re safe. They can contact victim services programs to find support and safe housing.Since the pandemic forced schools to close, child abuse reports have fallen, but advocates fear it could mean some abuse is being overlooked.Ingham encourages everyone to keep in contact with their neighbors and report any suspicious activity to authorities.A report from the state ombudsman’s office in April found child abuse reports to the Department of Human Services fell more than 16% from February to March — when schools across the state closed.last_img read more

Transfer rumours and paper review – Thursday, March 26

first_imgHere’s the top transfer-related stories in Thursday’s newspapers…Liverpool and Manchester United are among seven sides keen on signing Dani Alves. The Brazil international is out of contract at Barcelona this summer. (Daily Mirror)Gareth Bale is prepared to resist all offers of a return to the Barclays Premier League and stay at Real Madrid. Manchester United, Manchester City and Chelsea have all been checking on his availability in wake of recent criticism from fans but the Welshman does not want to leave the Spanish giants. (Daily Mail)Juventus have told Paul Pogba that he is “the master of his destiny” this summer with Chelsea, Manchester United and Manchester City among the interested clubs. (Daily Mirror)Alex Song faces an uncertain future after it emerged that West Ham have huge reservations over a permanent deal to sign the Barcelona midfielder. (Daily Mail)Swansea defender Neil Taylor is at the centre of a three-way battle for his signature this summer. Taylor, who has been ever-present for Swansea this season, missing just one game, is wanted by Newcastle, West Brom and Aston Villa. (Daily Mirror)And here’s the latest talkSPORT.com headlines…Exclusive – Ex-Liverpool star: Raheem Sterling is not ready for Barca, Real Madrid or Man City moveJose Mourinho will NOT let Petr Cech move to Arsenal, claims former Chelsea ‘keeperFormer Chelsea man set to reject Bayern Munich switchArsenal and Liverpool target reveals he is unlikely to remain at Shakhtar DonetskWest Ham defender Carl Jenkinson admits Arsenal future is unclearFormer Manchester United defender’s agent insists star is happy in ItalyJuventus striker insists he is staying put amid links to Real Madrid and ArsenalSouthampton eyeing bargain £1million deal for Braga strikerBenfica defender plays down exit talk as Sunderland eye summer swooplast_img read more