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Interesting ways to save money

first_imgSkip a few weekly purchasesWhen you’re constantly on the go, it’s easy to spend money on convenience. A cup of coffee on the way to work or grabbing a quick bite on the way home can add up fast. Try to cut a few work lunches from your food budget or skip that concert you think you really need to go to. Being frugal is the easiest way to save.Hide the plastic for a weekIf you know roughly how much money you spend throughout the week, take that much cash out on Monday morning. The next time you go to the store you may find yourself having a more difficult time spending. The Journal of Consumer Research found that using cash was a more emotional experience than using a card. Physically seeing the dollars leave your hand is painful and you may find yourself putting a few items back.Continue paying paid debtPaying off your debt and loans is a huge accomplishment. If you have recently made your final payment on a loan, redirect that payment. You have found a way to survive without that portion of your income, so there is no reason to change a thing. Don’t look at as more spending money, but rather more saving money. 83SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Tyler Atwell Web: www.cuinsight.com Detailslast_img read more

Govt eyes $810m from stamp duty hike taking effect in 2021

first_imgTopics : In a transition phase until the end of next year, the government would allow businesses to use the old stamps in a combination of the Rp 3,000 stamp and the Rp 6,000 stamp on the same document, Suryo went on to say.The government is looking to raise Rp 12.4 trillion in the “other tax revenue” category, as stated in the 2021 State Budget Law, which would mark an increase of nearly Rp 5 trillion from this year’s target, following the passing of the Stamp Duty Law.Read also: Govt, House pass Indonesia’s 2021 state budget: What you need to knowThe government plans to collect Rp 1.74 quadrillion in overall revenue next year, which includes Rp 1.44 quadrillion in tax revenue, as it plans to spend Rp 2.75 quadrillion to accelerate economic recovery and push for structural reforms amid the coronavirus pandemic.On that basis, the state budget deficit is expected to reach Rp 1 quadrillion, or 5.7 percent of the GDP, lower than the estimated 6.34 percent of GDP this year, as the government will slightly cut spending while at the same time slightly increasing revenue from taxes.Given recent technological advances, business documents do not always need to be signed on paper. Instead, many digital enterprises produce digital documents on their websites or mobile applications so that customers can simply sign them electronically with the use of a digital signature without having to meet with company representatives.Despite the fact that some digital documents involve money, most do not include the stamp as there is currently no digital stamp available.Although revenue from stamp duty has risen in the last 10 years, its contribution shrank to only 0.09 percent of tax revenue in 2019 as the tariff remained stagnant since 2000 while the GDP grew, Center for Indonesia Taxation Analysis (CITA) deputy director Ruben Hutabarat.“Thus, the increase in the stamp duty is appropriate and urgent,” he told The Jakarta Post. “We are hoping that revenue from the stamp duty could return to 0.2 percent of all tax revenue.” “We are preparing the transition from the current stamp duty to the new one, while also preparing the digital stamp, so that it could be implemented soon,” he told reporters in a press briefing on Wednesday.The higher stamp duty will take effect early next year for all business documents.The new policy will change the current law, which adopts a two-tariff system, namely a Rp 3,000 stamp duty for documents with deals worth between Rp 250,000 and Rp 1 million and Rp 6,000 for documents with deals worth more than Rp 1 million.As part of the transition, the government plans to still allow businesses to pay the lower stamp duties until the end of next year. However, the two would now need to be combined in one business document, Suryo went on to say.center_img The government is looking to raise around Rp 12.1 trillion (US$810 million) in revenue from stamp duty as the House of Representatives passed a law on Tuesday to increase the stamp duty to Rp 10,000 for business document deals starting next year.The new law replaced Law No. 3/1985, which was deemed outdated and unable to cope with technological developments, Tax Office chief Suryo Utomo said.Suryo added that the new law was also necessary to boost tax collection, as the country grappled with hefty tabs to boost the economy impacted by the COVID-19 crisis.last_img read more

Leicester City announce Daniel Amartey capture until 2020

first_imgDaniel Amartey has become the sixth Ghanaian player in the English top flight after Leciester City confirmed his anticipated move on Friday.”Leicester City Football Club is delighted to confirm the signing of Daniel Amartey from FC Copenhagen on a contract until 2020, subject to Football Association, Premier League and international clearance,” a club statement reads. FC Copenhagen first announced acceptance of a Leicester bid at the start of the week, signaling the move for the highly-rated 21-year-old.Amartey has six caps for Ghana and can be deployed in both in central midfield and at right-back. His move is the English club’s second new this month, after they copped England youth international Demarai Gray. The player has been in the UK for the last couple of days to complete a medical and finalise personal terms. No fee for the move was disclosed by either party. Amartey is excited about the future. “It’s a great pleasure to join Leicester City. I know the Club have been interested in signing me for some time and that was a big part of my decision to come here,” he told the club website. “All over Europe, people are talking about Leicester City and how well the Club is doing in the Premier League. The team plays exciting, attacking football and I’m looking forward to being part of it.” He trained with his new teammates for the first time on Friday. WHAT’S AMARTEY’S STORY?Joy News profiled Daniel Amartey through the eyes of his former manager, Delali Senaye, earlier this week. The video also includes a highlights reel of Amartey’s best goals in Europe. CLICK HERE TO WATCH VIDEOCopenhagen manager Stale Solbakken said: “Daniel has been a role model and a key player for us. He has improved dramatically and faster than anyone could have expected.”He has handled his success and all the attention extremely well, and it is a dream come true for him to play in the Premier League for a club who have targeted him for a longer period.”We wish Daniel all the best in the Premier League and we are sure he will have a great career.” CLICK HERE TO WATCH VIDEO–last_img read more