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Compliance: Regulators update CECL FAQ document

first_img continue reading » The NCUA, along with other federal financial regulators, has posted a frequently asked questions (FAQ) document on the current expected credit loss (CECL) standard. CUNA has called on NCUA to provide credit unions with resources on CECL, which is a new accounting standard for estimating allowances for credit losses.CECL will apply to all credit unions, banks, savings associations and financial institution holding companies for which the reporting requirements conform to U.S. generally accepted accounting principles (GAAP).The notice makes clear that until CECL becomes effective, credit unions (and other institutions) must continue to follow current U.S. GAAP on impairment and the allowance for loan and lease losses (ALLL).  Existing ALLL policy statements and guidance will not be rescinded until CECL is effective for all institutions. ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Think twice before travelling to COVID-19 green zones, epidemiologist says

first_imgShe added that residents living in areas designated orange or red zones should be cautious about taking trips to green zones to avoid spikes in imported cases.“Although the government has allowed a phased reopening of natural tourist attractions in green and yellow zones, it doesn’t mean we can just go there. We need to be cautious to avoid imported cases, especially since new COVID-19 cases are still emerging nationwide,” said Dewi.Read also: COVID-19: Here are the requirements for those seeking to travel to, within IndonesiaNational Disaster Mitigation Agency (BNPB) head Doni Monardo, who also leads the national COVID-19 task force, announced on June 22 that natural tourism destinations would reopen in stages under strict health protocols. This included national parks, marine tourism locales, adventure tourism establishments and wildlife reserves. Dewi said the task force would give a region two weeks to reevaluate or impose stricter measures if it found new COVID-19 cases after reopening tourist destinations.”If the risk status does not change after two weeks, we’ll order the local administration to close tourist destinations,” she said.As of Sunday, there were 104 regencies and cities designated green zones. Forty-three of them had recorded zero new cases over the past four weeks and had reported 100 percent recovery rates over the same period, said Dewi.Meanwhile, 61 other regions have not yet been affected by the outbreak.The list of regions and their risk categories can be accessed on the task force’s official website: covid19.go.id/peta-risiko.Topics : Members of the public should reconsider decisions to travel to COVID-19 “green zones” despite the gradual reopening of tourism in such areas, an epidemiologist with the national COVID-19 task force has warned.Dewi Nur Aisyah, an epidemiologist on the task force’s team of experts, said being designated a “green zone” did not mean that a place was completely safe from COVID-19.“It only means that the area has a lower risk [of transmission] than yellow, orange or red zones,” Dewi said during an online discussion on Wednesday.last_img read more

Too much jogging is ‘unhealthy’

first_img Tweet National guidelines suggest exercising for 150 minutes a weekToo much jogging may be as bad for you as not putting on your running shoes at all, a report in the Journal of the American College of Cardiology says.Scientists studied more than 1,000 healthy joggers and non-joggers over a 12-year period.Those who jogged at a steady pace for less than two and a half hours a week were least likely to die in this time.But those who ran more than four hours a week or did no exercise had the highest death rates.‘Upper limit’Analysing questionnaires filled out by all the people in the Danish study, scientists concluded the ideal pace was about 5mph (8km/h) and that it was best to jog no more than three times a week or for 2.5 hours in total.People who jogged more intensively – particularly those who jogged more than three times a week or at a pace of more than 7mph – were as likely to die as those who did no exercise.Researcher Jacob Louis Marott, from the Frederiksberg Hospital in Copenhagen, said: “You don’t actually have to do that much to have a good impact on your health.“And perhaps you shouldn’t actually do too much.“No exercise recommendations across the globe mention an upper limit for safe exercise, but perhaps there is one.”Scientists are not yet sure what is behind this trend – but they say changes to the heart during extreme exercise could contribute.‘Brisk walking’In their report, they suggest: “Long-term strenuous endurance exercise may induce pathological structural remodelling of the heart and arteries.”Maureen Talbot, senior cardiac nurse at the British Heart Foundation, said: “This study shows that you don’t have to run marathons to keep your heart healthy.“Light and moderate jogging was found to be more beneficial than being inactive or undertaking strenuous jogging, possibly adding years to your life.“National guidelines recommend we do 150 minutes of moderate-intensity activity a week.“It may sound like a lot, but even brisk walking is good exercise. And if you’re bit of a couch potato, this is a good place to start.” 199 Views   no discussions Share Sharing is caring!center_img Share Share HealthLifestyle Too much jogging is ‘unhealthy’ by: BBC News – February 3, 2015last_img read more

2014 East Central Relay Invitational

first_imgThe AquaTrojans from East Central hosted its annual East Central Relays Saturday in St. Leon. After an exciting meet the Connersville Boys and Greensburg girls pull away with the relay meet victories. The scores were as follows.Girls: Greensburg 64, East Central 62 (9-2), New Palestine 62, Greenwood 60, and Connersville 40.Boys: Connersville 84, East Central 70 (8-1), New Palestine 54, Greensburg 50, and Greenwood 34.The AquaTrojans had a fantastic showing at this meet. Relay winners include:Girls 400 Medley Relay (Alexis deLong, Kacie Jackson, Lydia Weber); Boys 400 Medley Relay (Alex Ketcham, Alex Pruitt, Dustin Schantz); Boys 375 Crescendo Relay (Jakob Paff, Alex Pruitt, Dustin Schantz, Derek Roth); Girls 150 Butterfly Relay (Kacie Jackson, Lydia Weber, Alexis deLong); Boys 150 Butterfly Relay (Ryan Lammering, Curtis Schondelmayer, Derek Roth); Girls 400 Freestyle Relay (Jenna Wernke, Ashley Bortlein, Lydia Weber, Alexis deLong); and Boys 400 Freestyle Relay (Alex Ketcham, Ryan Lammering, Curtis Schondelmayer, Derek Roth).The next meet for the AquaTrojans will be on Friday and Saturday January 9-10 at Connersville for the EIAC Conference Championships). Go AquaTrojans!!Courtesy of AquaTrojans Coach Brandon Lovelesslast_img read more

Practice places focus on limiting two impact players

first_imgRedshirt sophomore running back Vavae Malepeai is on track to surpass his 2017 season rushing yard total. (Tucker Judkins | Daily Trojan)USC took the practice field Wednesday ahead of Saturday’s matchup with No. 19 Colorado with two Buffaloes in mind: junior quarterback Steven Montez and sophomore wide receiver Laviska Shenault Jr.Montez is a model of efficiency, as proven by his 11:2 touchdown to interception ratio this season. He has completed 75.2 percent of his passes, good for second in the nation despite attempting more passes than anyone else in the top five. The third-year starter doesn’t only rely on short passes either; his 9.3 yards per attempt ranks 14th in the FBS.“Now he’s been in the system for a little bit, you can really see his maturity within the offense,” defensive coordinator Clancy Pendergast said. “He can make all the throws, and he makes a lot of plays with his feet as well.”Unlike Montez, Shenault came into 2018 as a relatively unknown player, but he’s made a name for himself early this season. He ranks third in the country in both receptions and yards — 51 and 708, respectively — and has added six receiving touchdowns. Shenault is a multifaceted threat, reflected in his four rushing touchdowns in just five games. His 749 total yards from scrimmage rank 11th in the nation, partially a result of a creative Colorado offense.“They line him up in a lot of different spots, they do a really nice job of covering him up,” Pendergast said. “I think the most impressive thing offensively that they do is multiplicity within their formations, and he’s a big part of that.”Coming off a 13-reception, 127-yard performance against Arizona State that featured four total touchdowns and earned him Pac-12 Offensive Player of the Week, the Trojans will be hard-pressed to limit Shenault.Part of the Buffaloes’ offensive creativity comes from their use of trick plays and wildcat formations. Trick plays have burned the Trojans at times this year, most notably on a 71-yard touchdown run from UNLV during Week 1.“We just have to play with good eye discipline and control, and play them when they come,” Pendergast said. “They’ve got a really good package of trick plays, and they use multiple people in [them].”Although the calls may seem like a gimmick, players have full confidence in their coaches’ play-calling.“It’s a lot of eye candy no doubt, but coach [Pendergast] just says ‘keep your eyes on your luggage,’” freshman safety Talanoa Hufanga said. “We need to see where our guy goes, and make sure that we follow up. When the ball crosses the line of scrimmage, that’s when we know we have to attack.” Wednesday’s practice featured an emphasis on third down, which Helton said would be crucial against a talented offense like Colorado’s, especially with Montez’s ability to create outside the pocket at 6-foot-5 and 235 pounds.“You look at what he’s doing right now, escaping and creating, and not only running the ball and pulling it down, but actually finding his receivers,” Helton said. “We’re going to need to contain him and get off the field.”That also applied to the other side of the ball; Helton said that Colorado brings a variety of pressures on third down, and that protecting freshman quarterback JT Daniels could be a deciding factor.After a sloppy start to the season, the Trojans are looking to prove themselves in a matchup with a ranked team under the Coliseum lights.“We’re trying to get back to that Pac-12 Championship [game],” redshirt senior cornerback Ajene Harris said. “Every game is important, and we’re all aware of that. We’re just ready to compete.”Injury updateSophomore running back Stephen Carr did not attend practice due to a stomach illness. The staff held out redshirt senior center Toa Lobendahn with back spasms. Senior linebacker Porter Gustin is expected to be at full strength Saturday after recovering from an ankle injury.Senior linebacker Cam Smith left practice early with a tight hamstring. Helton said it was nothing serious, just a preventative measure. The staff also pulled Brandon Pili after the sophomore defensive lineman had his toe stepped on. Helton said they would get an X-ray as a precaution.last_img read more

Hero’s Handshake Ellie is a social star

first_img Ellie Webster has built up quite a following with her regular posts about golf on social media.However, it’s at her local club in Wiltshire where the 12-year-old is really gathering the most ‘likes’.Ellie is the latest recipient of our Hero’s Handshake award and was honoured yesterday in front of family and friends at Wrag Barn Golf Club.Throughout 2019, Ellie has helped light up the club with her winning smile and willingness to help fellow juniors.As a Girls Golf Rocks ambassador, Ellie was on hand to provide tips and encouragement for girls new to the game and attending two six-week coaching blocks set up by England Golf and the Golf Foundation.Regular posts on Instagram also charted her season on and off the course – with even the bad shots and rounds discussed and simply shrugged off as ‘par for the course.’Positive comments followed from all over England as well as America where her honest and witty posts struck a chord.Already working hard on a winter programme to help her improve on her 21 handicap, Ellie has impressed everyone at her club including Verity Manners who owns Wrag Barn GC along with her husband Tim.She admitted: “Ellie joined just over two years ago and has been a really active member of our golf community.“She is always helpful, always enthusiastic and approachable and does everything with a smile on her face.“Sometimes we are quick to slate social media, but the way Ellie uses it to promote positivity about golf shows that it can also be a very useful tool.“Ellie was on hand to help out at Girls Golf Rocks. We had around 20 girls taking part for the first time and it can be a bit daunting for them.“Ellie was there to keep them focused and hand out words of encouragement while the teaching pro carried out the sessions.“Whether or not she makes it as a pro herself, her early experiences in golf will stand her in good stead for life.“She has learned about interacting with fellow juniors, as well as men and ladies at the club who all play golf together during our golf week. She has learned the etiquette of the sport which is also useful for life skills.”Mum Tracy, dad Michael and little brother Logan were all present to see Ellie pick up her award after she finished playing in a club Texas scramble competition.They did well to keep the award a secret, but there’s no hiding from the fact young Ellie has her sights trained on a career in golf.“There’s nothing else she wants to do in life – there are no other options to even consider. She wants to be a golfer,” confirmed mum Tracy after Ali Jodiyawalla from the Young Ambassadors programme made the award presentation.“She’s played since the age of six and at 12 has a handicap of 21.“Ellie has embarked on a winter training programme including fitness work and her coach can already see that she is becoming stronger.“Ellie is quite quiet and unassuming and her involvement at the golf club has built up her confidence.“I supervise her social media access and together we have posted videos and photos and the good thing is she is not afraid to talk about her bad rounds as well as the good ones.“There’s been messages from all across the world – particularly in America. We went to Florida on holiday and started following various social media accounts of golf courses we visited.“In turn they followed Ellie and the responses have come from that source.“As a family we are so proud of her and all she is doing. This award means the world to her.” Tags: Wiltshire 25 Nov 2019 Hero’s Handshake Ellie is a social star last_img read more

Sterling responds to NBA, June 3 hearing still on

first_imgIn this June 7, 2009, file photo, Music mogul Sean Combs sits courtside during the first half of Game 2 of the NBA basketball finals between the Los Angeles Lakers and Orlando Magic in Los Angeles. If Donald Sterling is compelled to sell the Los Angeles Clippers, the list of potential buyers will have more stars than the team’s roster. Combs tweeted his interest in going after the Clippers. (AP Photo/Mark J. Terrill, File)NEW YORK (AP) — Donald Sterling and the NBA are headed toward a hearing that will determine if he remains owner of the Los Angeles Clippers.Unless Shelly Sterling finds a buyer for the team first.The Sterlings were part combative, part cooperative Tuesday, with Donald Sterling fighting to keep his team even as his estranged wife said he had authorized her to sell it.He didn’t seem willing to give it up — at least not without a fight — in his passionate response to the league’s attempt to oust him.“We do not believe a court in the United States of America will enforce the draconian penalties imposed on Mr. Sterling in these circumstances, and indeed, we believe that preservation of Mr. Sterling’s constitutional rights requires that these sham proceedings be terminated in Mr. Sterling’s favor,” the response said.Sterling’s response to the league’s charge that he damaged it and its merchandising partners with his racist comments was delivered before Tuesday’s deadline.He argued that there is no basis for stripping him of his team because his statements were illegally recorded “during an inflamed lovers’ quarrel in which he was clearly distraught.”According to the response, a copy of which was obtained by The Associated Press, Sterling says V. Stiviano recorded him without his knowledge and thus the recording was illegal under California law. He also said he could not have “willfully” damaged the league because he did not know it would be made public.“A jealous rant to a lover never intended to be published cannot offend the NBA rules,” Sterling said in the document, which was first reported by USA Today.Meanwhile, the attorney for Shelly Sterling confirmed that Donald Sterling had given her written permission to sell the team. According to a person who is in contact with a potential bidder, who spoke to the AP on the condition of anonymity because he was not authorized to discuss the process publicly, the Clippers are seeking binding bids before next Tuesday — the day NBA owners are scheduled to meet in New York and vote on whether to strip Sterling of the team.The league said in a statement Tuesday that if three-quarters of the 30 owners voted to sustain the charge, “the Sterlings’ interests in the Clippers will be terminated and the team will be sold.”Shelly Sterling submitted her own separate response to the NBA’s charges Tuesday that included a “vigorous response to the attempt by the NBA to blame her for doing nothing wrong,” according to a person with knowledge of the proceedings. The individual wasn’t authorized to speak publicly about the response.In his response, Donald Sterling says that next week’s hearing cannot be fair because the owners have already made up their minds, quoting 10 teams who commented on Twitter or elsewhere that they supported the seizure of the team. An AP survey on the day Commissioner Adam Silver announced Sterling’s lifetime ban found that more than half of the teams supported it and no owner was against it.“These procedings will be a spectacle meant to mollify the popular opinion, not a fair and impartial hearing: the outcome of these procedings became a foregone conclusion weeks ago,” the response states.The response also notes the disparity between his lifetime ban and $2.5 million fine and previous NBA punishments, including the $100,000 fine levied on Kobe Bryant when he was caught referring to a referee by a homosexual slur, and the 72-game suspension of Ron Artest for punching a fan.The NBA said Sterling is in violation because his racist comments were harmful to the league and its business partners, including the players. Sterling’s response argues that because his comments came in the privacy of his girlfriend’s living room he cannot be considered “taking a position” that damaged the NBA, as required under the league constitution.“Mr. Sterling was not ‘conducting’ the ‘sport of professional basketball’ when he was arguing with Ms. Stiviano in her living room,” the response says. “Not even the Commissioner alleges that Mr. Sterling intended to harm the NBA with his comment. Nor could he. This was an argument between a jealous man and the woman he loved that should never have left the privacy of his living room.”Sterling also noted his history of supporting racial diversity, including five black head coaches and a black general manager, Elgin Baylor, who held the job for 22 years. Baylor unsuccessfully sued Sterling, accusing him of racist behavior. It also notes that he was due to receive his second lifetime achievement award from the NAACP before the recording of his comments was leaked.The response claims that it would cost Sterling $300 million to $500 million in capital gains taxes if he is forced to sell now rather than pass the team to his heirs.___Associated Press writer Tami Abdollah reported from Los Angeles.last_img read more