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2 men found dead in home

first_imgGRANADA HILLS – Two men were found shot to death inside a home Thursday, and police were searching for the killer, authorities said. A woman who lives at the house in the 17000 block of San Jose Street with her boyfriend and another woman discovered the two men dead about 2 p.m., said LAPD Detective Humberto Fajardo. The victims, both Latinos who appeared to be in their mid-20s, were found inside the home near the entrance, lying on the floor, Fajardo said. There was no sign of forced entry. The woman did not identify either of the dead men, so police could not confirm if either was her boyfriend. The men’s names were not released, and nobody has been arrested. AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREWhicker: Clemson demonstrates that it’s tough to knock out the champBefore the current occupants moved in about nine months ago, police raided the house and discovered that the last tenant was using it to grow marijuana, next-door neighbor Jerry Williams said. Soon after, the home’s owner fixed up the property and assured Williams that the next tenants would be an improvement because he found them through his church. Up until Thursday’s killings, Williams has had no complaints. “They’ve been model neighbors,” he said. Although police said one man and two women lived at the home, Williams said it appeared to him that two younger men, two young women and an older man lived there. In March, shortly after they moved in, the two young men helped Williams trim some trees that were hanging over from his yard into theirs, Williams said. The young men would offer a respectful wave when they saw their neighbors but wouldn’t converse much beyond that, neighbors said. “They stuck to themselves,” neighbor Justin Jameson said. “They weren’t the outgoing neighborly type.” rick.coca@dailynews.com 818-713-3329 For more news and observations about crime in Los Angeles and the San Fernando Valley, check out the Daily News’ crime blog by clicking here.160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more

Back to the Future

first_imgBack to the Future in Daily Dose, Featured, Government, News August 21, 2017 634 Views Share In a move reminiscent of the 2008’s increased popularity of subprime loans, the Office of the Comptroller of the Currency issued a bulletin Monday to national banks and federal associations that outlines practices to help manage programs that originate loans with a loan-to-value ratio over 100 percent. The idea behind the potential programs is to help stimulate depressed housing values in distressed communities.“Banks and thrifts play a critical role in keeping communities vibrant and helping struggling communities recover,” said Acting Comptroller of the Currency Keith A. Noreika. “Higher-LTV lending programs in communities targeted for revitalization can promote more healthy communities in a manner consistent with safe and sound lending practices.”The bulletin goes on to outline guidelines as to criteria for the loan that is to be originated. According to the OCC, the loan should be a permanent first-lien mortgage for the purchase, or purchase and rehabilitation of, an owner-occupied residential property. Further, the loan should have an original loan balance of less than $200,000 and “readily marketable collateral” if there is no mortgage insurance. It does make a point to exclude home equity loans, lines of credit, and refinanced loans.If banks want to follow the OCC’s guidelines and begin a program as outlined, they should notify the OCC at least 30 days before it intendeds on starting to originate loans. The OCC will review the lender’s proposal and assign an examiner to evaluate whether or not the program abides with safe lending practices. Once the program is underway, the OCC will continue to monitor the bank to ensure that the programs are successfully managed.And while sometimes a little risk is required, there are certain industry veterans that would avoid throwing caution to the wind so quickly. Ed Delgado, President and CEO of the Five Star Institute, is one of those veterans.“It is undoubtedly important to stimulate housing markets—especially in depressed areas—but lenders need to exercise caution, especially with high-risk loans of this nature,” he said. “left unchecked, running LTVs north of 100% can be a destabilizing force for both consumers and communities.” Share OCC 2017-08-21 Joey Pizzolatolast_img read more